A foundation of a social state
Public social insurance is among the fundamentals of a social welfare state, and includes unemployment insurance, pension insurance, health insurance, accident insurance and long-term care insurance.
Safety for when things go wrong
Be it liability, accident, household or defence insurance. When something goes wrong, it's good to be well covered.
However, be sure to clarify the conditions before concluding a contract- and, of course, whether one of these supplemental classes of insurance makes sense for you.