A young couple receive advice from a man sitting across from them holding up several papers.


Things go wrong just when you least expect it. Here, you can find out which forms of insurance are obligatory for you, and which supplemental types would make sense to have.


Social insurance

A foundation of a social state

Public social insurance is among the fundamentals of a social welfare state, and includes unemployment insurance, pension insurance, health insurance, accident insurance and long-term care insurance.


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Voluntary insurance

Safety for when things go wrong

Be it liability, accident, household or defence insurance. When something goes wrong, it's good to be well covered.

However, be sure to clarify the conditions before concluding a contract- and, of course, whether one of these supplemental classes of insurance makes sense for you.

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